If you are making plans for a trip abroad, you know you need to make sure that you get travel insurance to cover you during that trip. You should check to see if you travel insurance policy covers terrorism. Many travellers are concerned about problems which might arise due to terrorist activities. Although the chances of…
There was a story about an Australian living and working in Thailand who accidentally let his travel medical insurance lapse. One morning, he woke up urinating blood, but when he went to the hospital, they sent him home with urinary infection diagnosis. Few days later he returned to the hospital after losing consciousness, admitted into…
Volcanic ash disruption may pose confusion to travellers who have been affected. The common puzzle is what they can rightfully claim from the disruption. Some of those who have been affected by flight cancellation may have the option to refund or rebook their flight. However cancelled prepaid hotel bookings or hired cars are other concerns…
Read your travel insurance policy wording carefully. If a war breaks out, or there is a terrorist act occurring during your trip, are there clauses that essentially void your policy? Very few policies cover trip cancellation for reasons of any kind. Most policies now include “force majeure” clauses. Also many policies only cover you for…
Healthcare is perhaps the most confusing area in purchasing travel insurance. Most people think they are covered if they already have existing health care insurance. Within the United States, that’s true. Outside the U.S., however, is a big IF. And in some cases, your insurance won’t even cover you if you’re travelling on a foreign-flagged…