If you are making plans for a trip abroad, you know you need to make sure that you get travel insurance to cover you during that trip. You should check to see if you travel insurance policy covers terrorism. Many travellers are concerned about problems which might arise due to terrorist activities. Although the chances of…
There was a story about an Australian living and working in Thailand who accidentally let his travel medical insurance lapse. One morning, he woke up urinating blood, but when he went to the hospital, they sent him home with urinary infection diagnosis. Few days later he returned to the hospital after losing consciousness, admitted into…
Volcanic ash disruption may pose confusion to travellers who have been affected. The common puzzle is what they can rightfully claim from the disruption. Some of those who have been affected by flight cancellation may have the option to refund or rebook their flight. However cancelled prepaid hotel bookings or hired cars are other concerns…
Cruise travel insurance is a travel insurance package plan that focuses on cruise-specific concerns such as medical emergencies at sea, emergency evacuations from the ship, missed connections, and more. Cruise travelers are among the largest users of travel insurance because of the unique risks of cruise trips. What does a GOOD cruise travel insurance cover?…
Read your travel insurance policy wording carefully. If a war breaks out, or there is a terrorist act occurring during your trip, are there clauses that essentially void your policy? Very few policies cover trip cancellation for reasons of any kind. Most policies now include “force majeure” clauses. Also many policies only cover you for…
Whether it’s your trip, your possessions, your luggage, or your health, travel insurance — and most important, the right kind of travel insurance — has become an essential item to pack for smart travellers. And if you don’t buy travel insurance — or the right kind — more than your trip could be ruined. Statistics…
Before buying a special medical insurance policy for your travel, check with your medical insurer — you might already be covered by your existing health plan. Ask about benefit caps and deductibles (if any), and have them guide you through the procedure. Generally, your expenses are out-of-pocket, and you bring home documentation to be reimbursed….