The joy of travelling is such that it relieves tension and provides a great sense of relaxation for millions. People do enjoy themselves while travelling, with nothing to worry but what places to see and what food to eat for the following day. But this does not mean that travelling is completely stress-and- hassle…
There was a story about an Australian living and working in Thailand who accidentally let his travel medical insurance lapse. One morning, he woke up urinating blood, but when he went to the hospital, they sent him home with urinary infection diagnosis. Few days later he returned to the hospital after losing consciousness, admitted into…
Legal cover will account for a set amount towards any legal costs incurred from death, illness or injury caused by a third party during your trip abroad. Insurance policies will not provide cover for legal expenses that: Are against the insurance provider itself, a travel agent or a tour operator Are resulting from injury or…
Even though you may have purchased a complete travel insurance package, it is still important to make sure that you take care of your possessions and personal safety. After all, while an insurance policy may pay for a new digital camera it can’t replace the photographs you lose. And though your medical care may be…
Buying travel insurance can become a major headache, simply because it usually comes with rows of fine prints on what is covered and what is not covered, as well as all the stipulations, rules, and regulations that follow. Insurance policies of all types are tricky, and it’s not always clear what’s covered and what isn’t….
Read your travel insurance policy wording carefully. If a war breaks out, or there is a terrorist act occurring during your trip, are there clauses that essentially void your policy? Very few policies cover trip cancellation for reasons of any kind. Most policies now include “force majeure” clauses. Also many policies only cover you for…
Thousands of tourists flock down to the snowy mountain sides of Europe and North America to engage in some cool winter sports. The popularity of winter sports has indeed boomed over recent years with the advance in transportation technology and increasing ease in worldwide advertisings. However, with each thrill and excitement, along come risk and…
Upon buying your travel insurance, usually you will check out for the most common covers, such as medical cover, cancellation cover, injury and accidents, etcetera. However you might want to check out other less-obvious extras offered by your travel insurance package as well, such as but not limited to: Evacuation insurance, covers the cost of…