Travel insurance myths debunked

                  Most people who do not travel frequently usually have very little idea about the nooks and crannies of travel insurance. Here are some common myths and misconceptions about travel insurance that need to be clarified.

travel insurance myth

1.It’s easy to claim for cancellation or interruption cover

Most people who purchase travel insurance especially request to be reimbursed in case they have to cancel their trip. The ugly truth is, it is not easy at all to make this claim. Travel insurance companies are very strict in their investigation into cancellation cases, because this is the area where people can most easily try to trick the companies. Be prepared to substantiate your claim with concrete evidence of the inevitability of your cancellation!

2.Airlines will reimburse you for delays

Most airlines will not, unfortunately. Thus, you do need to dig your pocket for extra cover in your travel insurance scheme if you want to be compensated in times of prolonged delay!

3.Don’t buy travel insurance through travel agent

While it is true that purchasing travel insurance online will be cheaper, there is no harm in purchasing one through a reliable travel agent who charge reasonable commission price. A good travel agent has experience with insurance companies and can advise on product reliability.

4.Only unshophisticated travelers buy travel insurance

Many frequent travelers cannot even be bothered to purchase travel insurance because they have never faced any misfortune throughout their travelling life. However research reveals that those who buy travel insurance tend to be better educated, take longer and more expensive trips, usually the hallmarks of sophisticated travelers. Buying travel insurance is always a wise option only the more knowledgeable travelers know to do!

Top tips to make your travel insurance worth every cent
First of all, ask yourself : 'do I need cover at all'? The levels of cover in the travel insurance business vary greatly based on : personal...
Little advice on annual multi trip travel insurance
In the light of increasing number of affordable air travel over recent years, more and more people are taking annual trips abroad. For t...
Always check the medical cover of your travel insurance
Before buying a special medical insurance policy for your travel, check with your medical insurer — you might already be covered by your exi...
8 basic questions to ask before you choose your perfect travel insurance package
When booking your travel insurance, ask yourself: 1. Are you booking the recommended level of cover for your destination? 2. Are you c...
Why Do You Need A Good Travel Insurance
Whether it's your trip, your possessions, your luggage, or your health, travel insurance — and most important, the right kind of travel insu...
Health Care Travel Insurance Puzzle Demystified
Healthcare is perhaps the most confusing area in purchasing travel insurance. Most people think they are covered if they already have existi...
Top Five Tips on Buying Travel Insurance
1.     Do Your Research - Few travel agents bother to check whether the cover they sell you is sufficient for all your needs, so get online ...
Covering the Grounds for Business Travel Insurance
Format Business travel insurance, or corporate insurance as it is sometimes known as, comes in different forms. Some providers will of...
Declaring Before Purchasing
BEFORE PURCHASING If you have any pre-existing medical conditions, then the rules for acquiring travel insurance are altered. In terms of...
When It Comes to Terrorism, TFG Global Travel Insurance Is Your Answer
If you are making plans for a trip abroad, you know you need to make sure that you get travel insurance to cover you during that trip. You s...
Good Travel Insurance for Travellers Over 65
It is indeed unfortunate that as your 65th  birthday comes, less and less insurance companies will be willing to offer you a good travel ins...
THE COST OF TRAVELING WITHOUT DEATH INSURANCE
Cautionary tales on travelling gone wrong without insurance are widely available online. Whether it is forgetting the cover for cancellation...

Sorry, comments are closed for this post.