Travel insurance myths debunked

                  Most people who do not travel frequently usually have very little idea about the nooks and crannies of travel insurance. Here are some common myths and misconceptions about travel insurance that need to be clarified.

travel insurance myth

1.It’s easy to claim for cancellation or interruption cover

Most people who purchase travel insurance especially request to be reimbursed in case they have to cancel their trip. The ugly truth is, it is not easy at all to make this claim. Travel insurance companies are very strict in their investigation into cancellation cases, because this is the area where people can most easily try to trick the companies. Be prepared to substantiate your claim with concrete evidence of the inevitability of your cancellation!

2.Airlines will reimburse you for delays

Most airlines will not, unfortunately. Thus, you do need to dig your pocket for extra cover in your travel insurance scheme if you want to be compensated in times of prolonged delay!

3.Don’t buy travel insurance through travel agent

While it is true that purchasing travel insurance online will be cheaper, there is no harm in purchasing one through a reliable travel agent who charge reasonable commission price. A good travel agent has experience with insurance companies and can advise on product reliability.

4.Only unshophisticated travelers buy travel insurance

Many frequent travelers cannot even be bothered to purchase travel insurance because they have never faced any misfortune throughout their travelling life. However research reveals that those who buy travel insurance tend to be better educated, take longer and more expensive trips, usually the hallmarks of sophisticated travelers. Buying travel insurance is always a wise option only the more knowledgeable travelers know to do!

Securing travel insurance for the good ole’ travelling souls
If you are an 80-year-old (and above) traveller looking to swap the cold weather in your home country for some Spanish sun in the winter, ma...
Worldwide travel insurance
Making a long-haul journey around the world is very exciting indeed. But you must not forget one of the most important factors in your plann...
Why do you need trip cancellation cover in your travel insurance?
This type of travel insurance covers the non-refundable financial penalties or losses you incur when you cancel a prepaid tour or flight for...
Look, before you leap on travel insurance fine print
Travellers are increasingly turning to web-based providers in search of cheaper travel insurance options - just as they have already done wi...
Getting Short Stay Travel Insurance For Maximum Protection
Short stay insurance, also known as single-trip travel insurance is an affordable option for those looking to cover just a single holiday or...
Health Care Travel Insurance Puzzle Demystified
Healthcare is perhaps the most confusing area in purchasing travel insurance. Most people think they are covered if they already have existi...
What Your Travel Insurance Will NOT Cover for You
Buying travel insurance can become a major headache, simply because it usually comes with rows of fine prints on what is covered and what is...
Top Five Tips on Buying Travel Insurance
1.     Do Your Research - Few travel agents bother to check whether the cover they sell you is sufficient for all your needs, so get online ...
Covering the Grounds for Business Travel Insurance
Format Business travel insurance, or corporate insurance as it is sometimes known as, comes in different forms. Some providers will of...
Common mistakes when travelling abroad (Part 2)
Here are some other common mistakes that you might want to avoid when you are wandering the globe! 6.     Sticking to the tourist trail ...
Asia Pacific's most popular destinations
If you were looking for fun and excitement in Asia Pacific, where would you want to travel? With the right travel insurance package, you wil...
Good Travel Insurance for Travellers Over 65
It is indeed unfortunate that as your 65th  birthday comes, less and less insurance companies will be willing to offer you a good travel ins...

Sorry, comments are closed for this post.