Travel insurance myths debunked

                  Most people who do not travel frequently usually have very little idea about the nooks and crannies of travel insurance. Here are some common myths and misconceptions about travel insurance that need to be clarified.

travel insurance myth

1.It’s easy to claim for cancellation or interruption cover

Most people who purchase travel insurance especially request to be reimbursed in case they have to cancel their trip. The ugly truth is, it is not easy at all to make this claim. Travel insurance companies are very strict in their investigation into cancellation cases, because this is the area where people can most easily try to trick the companies. Be prepared to substantiate your claim with concrete evidence of the inevitability of your cancellation!

2.Airlines will reimburse you for delays

Most airlines will not, unfortunately. Thus, you do need to dig your pocket for extra cover in your travel insurance scheme if you want to be compensated in times of prolonged delay!

3.Don’t buy travel insurance through travel agent

While it is true that purchasing travel insurance online will be cheaper, there is no harm in purchasing one through a reliable travel agent who charge reasonable commission price. A good travel agent has experience with insurance companies and can advise on product reliability.

4.Only unshophisticated travelers buy travel insurance

Many frequent travelers cannot even be bothered to purchase travel insurance because they have never faced any misfortune throughout their travelling life. However research reveals that those who buy travel insurance tend to be better educated, take longer and more expensive trips, usually the hallmarks of sophisticated travelers. Buying travel insurance is always a wise option only the more knowledgeable travelers know to do!

Single trip travel insurance
Single trip travel insurance is an inexpensive way to buy a sense of security for leisure and business travelers who travel abroad once or t...
Securing travel insurance for the good ole’ travelling souls
If you are an 80-year-old (and above) traveller looking to swap the cold weather in your home country for some Spanish sun in the winter, ma...
10 brilliant tips for buying travel insurance
Most of us would choose to take the easy option and buy the travel insurance package offered by our tour operator, or from airline website a...
Why do you need trip cancellation cover in your travel insurance?
This type of travel insurance covers the non-refundable financial penalties or losses you incur when you cancel a prepaid tour or flight for...
8 basic questions to ask before you choose your perfect travel insurance package
When booking your travel insurance, ask yourself: 1. Are you booking the recommended level of cover for your destination? 2. Are you c...
Protecting Your Holiday Without Package Deal Travel Insurance
Many people now opt to book individual aspects of their holiday, such as flights and accommodation, separately. But doing so makes it even m...
Group Travel Insurance: Does Everyone in the Group Need It?
Yes ... and no. It's not strictly necessary for everyone in your group to purchase a travel insurance policy, but you'll receive more compre...
Cruise Travel Insurance
Cruise travel insurance is a travel insurance package plan that focuses on cruise-specific concerns such as medical emergencies at sea, emer...
What To Do If You Forget Purchasing Travel Insurance
Ideally, travel insurance should be purchased at the same time as you buy your travel tickets and book your accommodation. This way you will...
It's About Time You Get Your Travel Insurance
So here comes the big question : when should you get your travel insurance? As soon as you start spending money on your travel plans! As soo...
It's about time you get your travel insurance!
So here comes the big question : when should you get your travel insurance? As soon as you start spending money on your travel plans! As soo...
Tackling The Argentinian Risks with Good Travel Insurance
As the eighth largest country in the world, Argentina is host to the highest and lowest point in South America. At 6960 m, Cerro Aconcagua i...

Sorry, comments are closed for this post.