The tell tale of the travel insurance gone wrong

There was a story about an Australian living and working in Thailand who accidentally let his travel medical insurance lapse. One morning, he woke up urinating blood, but when he went to the hospital, they sent him home with urinary infection diagnosis. Few days later he returned to the hospital after losing consciousness, admitted into the intensive care with what would be diagnosed as a rare blood disorder known by the abbreviation TTP – a condition where the blood starts clotting and requires extensive transfusions. Until the 1980s, there was no known treatment and it was fatal in about 90 per cent of the cases.

Around two nights in Samui hospital later, his bill reached the astronomical amount of USD 10 000. The flight to transfer him to a private hospital in Bangkok cost another USD 13 000. The following ten days in intensive care and four days in the ward, the poor traveller was billed for approximately USD 86 950.00 The poor Australian finally turned to his parents to pay the bills, under threats of penalty and confinement by the Thai authorities due to lapse in making payment.

The obvious lesson of this story is to make sure that you renew your travel insurance as the insurance company will not pay claims if you forget or don’t bother to renew the insurance. I understand from article that this expatriate was in Thailand for eight years – if this was the case he should have had an expatriate health insurance policy instead of a short term travel medical policy that is really onyl meant for trips of up to 1 or 2 years at the most. This is an important lesson that any expatriate or traveller should remember. Every month we encounter people who have let their expatriate medical insurance or tarvel medical insurance expire. Some companies will renew your policy without any problems while others will not renew or demand that the client purchase a brand  policy.

World Nomads
World Nomads is an Australian company, established to provide more suitable and flexible travel cover for global travellers than standard in...
Travel insurance to Australia | Cheap holiday insurance with immediate cover
You are planning a trip to Australia and you need a low-cost travel insurance for your travel to Australia. Select a reliable travel insuran...
Travel insurance to Thailand | Cheap holiday insurance with immediate cover
You are soon planning a trip to Thailand and you plan to book an affordable travel insurance for your journey to Thailand. Obtain an afforda...
The Tell Tale of Travel Insurance Gone WRONG
There was a story about an Australian living and working in Thailand who accidentally let his travel medical insurance lapse. One morning, h...
Traveling to the 5 most dangerous destinations in the World
Below are possibly the most dangerous travelling destinations in the world. While it is highly not advisable to travel to these countries at...
Amazingly Thailand With Amazing Travel Insurance
With great food, a tropical climate, fascinating culture and great beaches, Thailand is a magnet for travellers all over the world. But alon...
Stay Safe While Traveling To 5 Most Dangerous Destinations in Asia
Below are possibly the most dangerous travelling destinations in Asia Pacific. To protect yourself, it will be always wiser to try purchase ...
Travel Safely to Australia
Australia is the only country that has a whole continent to itself. World famous for its natural wonders and wide open spaces, its beaches, ...
Asia Pacific's most popular destinations
If you were looking for fun and excitement in Asia Pacific, where would you want to travel? With the right travel insurance package, you wil...
7 Places in the World you would want Travel Insurance
Travel insurance can make a holiday experience one to remember, rather than one you’d rather forget. Whether you’re looking for a way to cov...

Sorry, comments are closed for this post.