8 basic questions to ask before you choose your perfect travel insurance package

When booking your travel insurance, ask yourself:

1. Are you booking the recommended level of cover for your destination?

2. Are you covered for unlimited medical expenses, including repatriation to Australia?

3. Have you declared any pre-existing medical conditions?

4. What is the excess on the policy?

5. Are you aware of any exclusion on the policy, such as civil unrest or adventure activities?

6. Have you checked the government travel advisory for your destination and whether it may affect your insurance cover?

7. Do you need to take out extra insurance cover for more expensive items such as jewellery, laptops or camera equipment?

8. Are you covered for the resumption of your trip if it is interrupted by an unforeseen event, such as a death in the family?

If every question above has been answered satisfactorily as befitting to your travel needs, then you know for sure that this particular travel insurance package is the last component you need to complete your travel planning!

 

10 brilliant tips for buying travel insurance
Most of us would choose to take the easy option and buy the travel insurance package offered by our tour operator, or from airline website a...
Always check the medical cover of your travel insurance
Before buying a special medical insurance policy for your travel, check with your medical insurer — you might already be covered by your exi...
Health Care Travel Insurance Puzzle Demystified
Healthcare is perhaps the most confusing area in purchasing travel insurance. Most people think they are covered if they already have existi...
Cruise Travel Insurance
Cruise travel insurance is a travel insurance package plan that focuses on cruise-specific concerns such as medical emergencies at sea, emer...
How Not to Use Your Travel Insurance
Even though you may have purchased a complete travel insurance package, it is still important to make sure that you take care of your posses...
Declaring Before Purchasing
BEFORE PURCHASING If you have any pre-existing medical conditions, then the rules for acquiring travel insurance are altered. In terms of...
The Tell Tale of Travel Insurance Gone WRONG
There was a story about an Australian living and working in Thailand who accidentally let his travel medical insurance lapse. One morning, h...
Common mistakes when travelling abroad (Part 1)
Watch out travellers! Below are the common mistakes that you are prone to do when travelling abroad. Take not and try to avoid these silly b...
Common mistakes when travelling abroad (Part 2)
Here are some other common mistakes that you might want to avoid when you are wandering the globe! 6.     Sticking to the tourist trail ...
Asia Pacific's most popular destinations
If you were looking for fun and excitement in Asia Pacific, where would you want to travel? With the right travel insurance package, you wil...
Travel insurance myths debunked
                  Most people who do not travel frequently usually have very little idea about the nooks and crannies of travel insurance. H...
Good Travel Insurance for Travellers Over 65
It is indeed unfortunate that as your 65th  birthday comes, less and less insurance companies will be willing to offer you a good travel ins...

Sorry, comments are closed for this post.